Turnover over £1 million
Too complex for monthly accounting, too early for an in-house finance director.
For companies over £1m · groups · international business
Your finance director and tax adviser, without the in‑house salary
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A finance director who works inside your business: we run your accounting, analyse where the money is made and lost, plan your tax across companies and countries, and sit with you when the big decisions are made.
With Kairos-Kfrom £2,200a month, a finance director and all your accounting
vs
Hiring your own finance director£16,500+a month: salary, employer's National Insurance, pension and benefits for a qualified finance director on your payroll
Our prices include VAT. In-house cost: typical UK employment cost of a full-time finance director, before you add an accountant.
Who it is for
When the business needs more than an accountant
Our clients grow with us. When a business reaches this stage, it needs someone who sees the whole picture: money, tax, people and risk.
Groups and holdings
Several companies, intercompany flows and one picture of the whole group.
More than one country
Trading or owning assets in several tax jurisdictions.
Property and trusts
Buying, developing or holding property, and family or trust structures.
Growth or investment
Expanding, opening new lines, or preparing for investors and lenders.
Stuck and need new ideas
When the business has stalled and you need a fresh look at where the money is.
What we do
Finance, tax and strategy in one team
We do the work of the chief accountant and finance director you would otherwise hire, and bring the tax and legal knowledge most in-house teams do not have. We advise; you and your board decide.
Financial analytics
Margins, sales, costs and stock. Whether a promotion, an advert or a new hire actually pays, measured in pounds, not opinions.
Tax architecture
Holdings, groups, international structures, trusts and property. We draw the tax picture before you act, with every option costed.
Strategy and new ventures
Business plans and development plans worked out in figures, loan and funding packs prepared, a new idea checked for its risks and tax, and us at the table in your negotiations.
Systems and control
Software chosen and connected, processes written down, control points set, the way an auditor would design them.
Full accounting and compliance
Bookkeeping, VAT, payroll, year-end accounts and Corporation Tax, all included. No separate accountant needed.
A finance director on your team
One named person in your WhatsApp group, who knows your business and answers your team directly.
Three plans · fixed monthly fee
Choose how deep we go
Every plan includes your full accounting and tax compliance. Prices include VAT, and your exact fee is fixed after we have reviewed your finances.
Financial Visibility
from £2,200 a month
See exactly where your company stands
- Full accounting and tax compliance
- One system for cash flow and assets
- Monthly profit and loss, cash flow and balance sheet
- Dashboard of your key figures
- Regular reviews, explained in plain English
- Personal manager in office hours
Financial Intelligence
from £3,800 a month
Know what makes money, and what does not
- Everything in Financial Visibility
- Sales, margin and cost analysis
- Marketing return and cost of winning a customer
- Stock and pricing control
- Purchasing and spending strategy
- Monthly financial planning meeting
Strategic Finance & Control
from £5,000 a month
A finance director at the heart of your decisions
- Everything in Financial Intelligence
- Live control of cash, profit and risk
- Decisions modelled with scenarios before you commit
- Tax structuring for groups, countries, trusts and property
- Reports for investors, lenders and the board
- Your finance director answers urgent questions outside office hours
Reports and deliverables
Exactly what you receive
Every report is built from your own books, explained at a meeting and sent in a format your board, bank or investors already recognise.
| Report or service | Financial VisibilityPlan 1from £2,200 | Financial IntelligencePlan 2from £3,800 | Strategic Finance & ControlPlan 3from £5,000 |
|---|---|---|---|
| 3/6 | 6/6 | 6/6 | |
| Monthly management accounts pack: profit and loss, balance sheet, cash flow statement | ✓ | ✓ | ✓ |
| KPI dashboard | ✓ | ✓ | ✓ |
| Aged debtors and creditors reports | ✓ | ✓ | ✓ |
| Budget vs actual variance analysis | – | ✓ | ✓ |
| Gross margin analysis by product, channel or customer | – | ✓ | ✓ |
| Marketing return (ROI) and customer acquisition cost (CAC) | – | ✓ | ✓ |
| 0/4 | 2/4 | 4/4 | |
| 13-week cash flow forecast | – | ✓ | ✓ |
| Annual budget | – | ✓ | ✓ |
| Three-way forecast: profit and loss, balance sheet and cash flow, 12 to 36 months | – | – | ✓ |
| Scenario and sensitivity models, break-even and unit economics | – | – | ✓ |
| 1/4 | 2/4 | 4/4 | |
| Tax and compliance map: every tax, registration and document you need to trade legally | ✓ | ✓ | ✓ |
| Business plan with a financial model, for example for a new production line | – | ✓ | ✓ |
| Strategic development plan | – | – | ✓ |
| Loan and funding application pack: business plan, forecasts and supporting figures | – | – | ✓ |
| 1/5 | 2/5 | 5/5 | |
| Corporation Tax and VAT compliance, with tax provision in your monthly figures | ✓ | ✓ | ✓ |
| Directors' pay planning: salary, dividends and pension | – | ✓ | ✓ |
| Group and holding structures, group relief and intercompany charges | – | – | ✓ |
| International tax: trading and assets in more than one jurisdiction | – | – | ✓ |
| Property and trust tax planning | – | – | ✓ |
| 0/4 | 0/4 | 4/4 | |
| Consolidated management accounts for a group | – | – | ✓ |
| Board pack | – | – | ✓ |
| Investor and lender reporting, covenant monitoring | – | – | ✓ |
| Due diligence support for investment, lending or a sale | – | – | ✓ |
| 1/3 | 2/3 | 3/3 | |
| Month-end close checklist and timetable | ✓ | ✓ | ✓ |
| Financial controls review and approval matrix | – | ✓ | ✓ |
| Process maps and written finance procedures | – | – | ✓ |
· Need one report without the full plan, such as a board pack or a cash flow forecast? Ask us: we can add it to your plan.
Two minutes
Which plan fits your business?
Answer four questions and compare the plan with the cost of building the same team in-house.
The plan that fits
Financial Visibility
from £2,200 a month
Building it in-house
A guide from your answers. Your fee is fixed after we have reviewed your finances.
Book a strategy callHow we start
From the first call to your first board-ready report
You see what we find and what we propose before anything is agreed.
- 1
Strategy call
Your business, your plans and what keeps you up at night.
- 2
Diagnostic
We review your figures, tax position, systems and controls.
- 3
Plan and fee
What we found, what we would change, and a fixed monthly fee.
- 4
Onboarding
Systems connected, access set up, your team introduced to your finance director.
- 5
Every month
Reports, analysis and planning meetings, with us on call in between.
A project, not a subscription
Finance and process review
When errors keep repeating, we find out why. We review your finances, rebuild job descriptions, controls and security, and set the new process up in your CRM or software.
What you get
The errors found and their causes, processes written down, control points set the way an auditor would, and the system configured for your team.
from £8,000a fixed-fee project, sized to your business
About the process review
Questions
Finance director questions
Scroll over them, use the arrows or select a question.
Usually companies with a turnover of £1 million or more, groups of companies, businesses trading in several countries, property businesses and owners with trusts or holding structures. If your business has outgrown monthly accounting but is not ready for an in-house finance director, this is the step in between.
Yes. Every plan includes your full accounting and tax compliance: bookkeeping, VAT, payroll, year-end accounts and Corporation Tax. You do not need a separate bookkeeper or accountant.
Monthly accounting keeps your company compliant. Here, a finance director works inside your business: we analyse margins, costs and marketing, plan cash and tax ahead, join your negotiations and help you decide where the business goes next.
Yes. We map the tax picture before you act: holding companies, groups, trading in more than one tax jurisdiction, trusts and property. You see the risks and the cost of each option before a decision is made.
Profit and loss, balance sheet and cash flow statement for the month and the year to date, your key figures, aged debtors and creditors, and a short commentary on what changed and why. On the higher plans it also compares results with your budget and forecast.
Your finance director is in your WhatsApp group with your team. On the Strategic plan, urgent questions are answered outside office hours too.
No. We act as your outsourced finance director: we prepare the figures, analyse, model the options and advise, and you and your board make every decision. We are not appointed as a director at Companies House, and our engagement letter sets out exactly what we do.
With a strategy call. Then we review your finances, show you what we found and propose a plan with a fixed monthly fee. Nothing is agreed until you have seen it.
1 / 8
Ready for the next stage?
Let us look at your business together
A strategy call with Larysa Brovchuk, practice principal, accountant and lawyer.
Guides
Read before you decide
Plain-English guides by our accountants on the questions clients ask us about this service.
Capital Gains TaxBusiness Asset Disposal Relief explained
Read the guide →
DirectorsSalary or dividends: how to pay yourself from your company
Read the guide →
Self AssessmentForeign income and assets abroad: what to declare on your tax return
Read the guide →
Limited companies